Business Finances and Banking
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7 Key Questions To Ask Before Choosing Your Business Checking Account
When it comes to your business, every decision can have a significant impact on your success. This is especially true when it comes to choosing a...
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5 Steps To Build Credit as a Small Business
As an entrepreneur, you have big plans for growing your company. But dreams of new equipment, expanded facilities, and more product lines remain...
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5 Ways To Help Your Business Survive Tough Economic Times
The economy is unpredictable, and small businesses need to be ready for anything. Recessions can have a devastating impact on small businesses,...
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Equipment Finance
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The Basic Process To Apply For Equipment Financing
Have you ever heard the saying “failing to prepare means preparing to fail”? Well, this is especially true when it comes to small business owners...
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The Equipment Your Business Can Finance for Growth
For a growing business like yours, cutting-edge equipment can transform operations and give you a real competitive edge. But major investments in the...
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How Small Business Owners Can Maximize Tax Savings With Section 179 Deduction
As a small business owner, you're always seeking ways to increase profits, improve cash flow, and reduce costs. One valuable option is the Section...
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Business Loans
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Funding A Business Acquisition And The Small Business Loan Program
Acquiring an existing business can be an exciting opportunity for entrepreneurs to take over an established brand with an existing customer base....
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5 Ways To Help Your Business Survive Tough Economic Times
The economy is unpredictable, and small businesses need to be ready for anything. Recessions can have a devastating impact on small businesses,...
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Benefits of Building a Long-Term Relationship With Your Commercial Lender
You know how crucial it is to find the right commercial lender for your business. But what if your lender could be your trusted partner for the long...
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Construction and Real Estate Loans
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7 Common Questions About Affordable Housing Underwriting Answered
When you’re seeking a multifamily loan for an affordable housing project, the underwriting stage is crucial. This is when lenders review every aspect...
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Why Community Impact Matters in Affordable Housing Underwriting
Applying for a multifamily loan is no small feat, especially when it comes to affordable housing development. You might already be familiar with the...
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The Intersection of Affordable Housing and Health
Does Where You Live Impact Your Health? The answer is a resounding “yes.” A vast body of research has shown that where and how people live directly...
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Renewable Energy and USDA
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USDA Rural Development Loans Simplified
Whether you're a business owner, investor, or community leader in rural America, you know the challenges of limited access to capital and resources....
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Why Now Is a Great Time to Apply for a Farm Loan
Inflation, unruly climate, and supply chain problems created a challenging agricultural year for many farmers and ranchers across the country. As...
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5 FAQs about USDA B&I Loans
The development of rural America is in constant motion thanks to the various loan programs created by the U.S. Department of Agriculture (USDA)....
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Nonprofit Banking
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What Is the Low-Income Housing Tax Credit Program?
As a developer or investor, what first comes to mind when you hear “affordable housing”? If you thought of lower rent, lower operating income, or a...
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Community Involvement
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How Can Banks Drive Change in Low-Income Communities?
Low-to-Moderate Income (LMI) communities are commonly referred to as the working poor and the middle class. Of course, as living expenses vary...
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What Is the Low-Income Housing Tax Credit Program?
As a developer or investor, what first comes to mind when you hear “affordable housing”? If you thought of lower rent, lower operating income, or a...
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The Importance of Supporting Entrepreneurism and Start-Ups Within Black Communities
The Black community has always had to face the realities of a system that was designed, whether consciously or unconsciously, to make every aspect of...
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Banking Technology & Trends
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Five Behaviors of Successful Business Owners
Starting a business is no small feat. It takes passion, perseverance, and a willingness to take risks. But for those who dare to make the leap, the...
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A Conversation With Jen Rakotz - A Monitor 2022 Top 50 Women in Equipment Finance
Meet Jen Rakotz, a powerhouse in the equipment finance industry. For over a decade, she has been helping businesses grow with Stearns Bank — one of...
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3 Essential Strategies To Strengthen Phishing Defenses
Phishing is one of the oldest tricks in the cybercriminal’s book, but it’s still going strong. In fact, phishing attacks have nearly doubled from...
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Personal Finances and Banking
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Stearns Salaam Banking Sponsors PBS Docuseries
Stearns Salaam Banking is proud to be a sponsor of a new PBS docuseries titled, American Muslims: A History Revealed, a six-part short documentary...
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CDs vs. Savings Accounts: Which One Is Right for You?
Saving money is important for building a strong financial future. But where's the best place to grow your savings? Two popular options are savings...
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FDIC Insurance: Strength and Security for Deposits
You’ve worked hard to earn every dollar for your small business. That’s why you need FDIC insurance to protect your company’s savings from bank...
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Diversity, Equity and Inclusion
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The Power of Property Ownership for Black Business Owners and Entrepreneurs
Black business owners and entrepreneurs have always faced pervasive challenges in their pursuit of success, including the need for more capital and...
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The Four Most Common Challenges Facing Black Women Entrepreneurs
Black women are the most forceful entrepreneurs in the country, and studies prove it. From present-day movers and shakers like Michelle Obama and...
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How Can Banks Drive Change in Low-Income Communities?
Low-to-Moderate Income (LMI) communities are commonly referred to as the working poor and the middle class. Of course, as living expenses vary...
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Faith-Based
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Stearns Salaam Banking Sponsors PBS Docuseries
Stearns Salaam Banking is proud to be a sponsor of a new PBS docuseries titled, American Muslims: A History Revealed, a six-part short documentary...
Read More
The Basic Process To Apply For Equipment Financing
Have you ever heard the saying “failing to prepare means preparing to fail”? Well, this is especially true when it comes to small business owners...
Read More
The Equipment Your Business Can Finance for Growth
For a growing business like yours, cutting-edge equipment can transform operations and give you a real competitive edge. But major investments in the...
Read More